Case Studies
Real scenarios. Real solutions. See how we help builders and business owners move forward.
The Builder's Cashflow Gap
The Scenario
A builder was 80% through a 4-townhouse development. The bank froze progress payments due to a minor compliance delay, halting work on site.
The Solution
Milk Crate Finance provided a $400k second mortgage against the development site within 48 hours.
The Outcome
The builder paid subcontractors, finished the build, and sold all units for a profit.
The Rapid Acquisition
The Scenario
A developer found a perfect site at a distressed sale price but needed to settle in 14 days. Their main bank couldn't move fast enough.
The Solution
We provided a $1.2M first mortgage loan at 65% LVR based on a desktop valuation.
The Outcome
The client secured the site, obtained DA approval over the next 6 months, and refinanced to a construction loan.
Business Expansion
The Scenario
A manufacturing business needed to purchase new machinery from overseas immediately to fulfill a large contract.
The Solution
Using the director's residential property as security, we released $250k equity.
The Outcome
The machinery was purchased, the contract fulfilled, and the loan repaid from the contract proceeds.