Our Story
Milk Crate Finance is built on the philosophy that some of the biggest deals in Australia’s history happened not in boardrooms, but on milk crates behind shops, in garages, or in backyards.
The Milk Crate Mindset
It symbolises straight talk, trust, mate-ship, and getting things done without the fluff.
In a world of automated credit scores and faceless banking algorithms, we're bringing back the human element of lending. We believe that a person's character and their project's potential matter just as much as the paperwork.
When you sit down with us (figuratively or literally on a crate), you're talking to decision-makers who understand business, construction, and the value of a handshake.
Meet The Founders
Two lifelong friends who saw a gap in the market for honest, fast private lending.
Theo
Co-Founder
With a background in property development and finance, Theo understands the frustration of waiting on banks. He built Milk Crate Finance to be the lender he always wished he could deal with - fast, pragmatic, and fair.
George
Co-Founder
George brings decades of business acumen and operational expertise. He believes that private lending should be about solving problems, not creating new ones. His focus is on transparency and building long-term relationships.
Simplicity
We strip away the complexity. Our terms are clear, our process is transparent, and our answers are direct.
Trust
We operate with integrity. We don't hide fees in the fine print. What you see is what you get.
Results
We measure our success by your success. We're here to help you fund your project and move forward.